A Comprehensive Guide to Geico Car Insurance Claims

Is Geico a Good Insurance Company?

According to Geico’s website, the company offers millions of auto insurance policies and is, in fact, the third-largest private passenger auto insurer in the United States. Geico also offers the following accolades from companies that watch the ratings and benefits of insurance companies like Geico:

• AA+ rating from Standard and Poor’s
• Aa1 from Moody’s
• A++ from A. M. Best

However, according to rankings created by U.S. News & World Report, Geico is only number 5 in their rankings of top insurance companies. While this is still a significant number, this report states that Geico performs worse than the national average in most categories, but the company is also more cost-effective than many other options.

How Do I Contact Geico Insurance in California?

Geico offers a few key ways to contact their team about your policy or to report an accident, making it easy for everyone to navigate their insurance policy, especially after an accident. When you are ready to contact Geico, one of the easiest ways to do so is through their app. With a few taps, you can be in touch with an agent or through the filing process for your claim.

For those who have specific questions or need the help of a technician, there are options for contact via phone. Geico offers a toll-free number for contact across the nation: (800) 841-3000. This number is available 24 hours a day and 7 days a week.

How to File a Claim with Geico?

When filing a car accident insurance claim with Geico, remember that you are not alone. You always have a way to pursue a claim with the at-fault party, though this process can be easier, streamlined, and faster with attorneys like ours at Text Kevin Accident Attorneys. We offer legal services to help you navigate your insurance claim and ensure you are getting the coverage you are due.

With Geico, your claim begins with a call or through their app, where you will file your claim and schedule an appointment for a vehicle inspection. If your vehicle is not safe to drive, you can have an auto damages adjuster come to you. In some cases, that means your claim can be settled within 48 hours of the accident.

If the other driver struck you, you would file a liability claim at this point, while the other driver may instead try to build a defense during this time. Once Geico receives your claim, they begin the process of identifying your claim’s value and offering you a settlement that covers the needs they see. however, if your settlement offer is not enough, you can always reach out to us to negotiate a claim and make decisions regarding the next steps for your case.

How Long Do You Have to Report an Accident to Geico Insurance?

The good news is that Geico does not limit how much time you can take to file your report when pursuing compensation through their insurance. Generally, your insurance notification should have been as soon as possible after the accident, but Geico does not provide specific deadlines for these reports. However, you may have difficulties getting coverage if you wait too long, so do not hesitate to pursue compensation.

However, following your accident, reporting your accident to Geico as soon as possible can help your case succeed. Acting now rather than later, especially with our attorneys on your side, can help you keep evidence fresh and keep the incident fresh on your mind as you speak about your situation. If you are struggling to report quickly, you can always reach out to us for help.

But, while your insurance provider may not have a specific deadline for filing your claim, state laws do. Under California Code of Civil Procedure sections 312-366, you only have three years to file a case and pursue compensation in the courtroom. If you fail to act within this time limit, you may have difficulties getting compensated appropriately for your damages.